I'd like to know if anyone knows how to carry over an ending balance from a basic list of charges, so that it automatically reads in the next month's beginning balance?

Please email me at ctmale30@yahoo.com

I wouldn't recommend going about this by storing calculated values (something that you will very, very rarely, if ever, want to do). If structured properly, you can easily calculate the balance at any point in time via a query.

HTH
Noah